Disclaimer
Important Information
All the material contained within this website or any related brochure(s) has been prepared for information purposes only. The information contained herein cannot be relied upon, is believed to be correct, but cannot be guaranteed. No personal recommendation is being made to you within this website or any related brochure(s) and In case of queries of doubt you should obtain specific professional advice. Ten Consultancy Services, their associates, employees, agents and introducers do not accept or assume any liability or duty of care for any loss arising from any action taken or not taken by anyone on reliance on the information in this website or any related brochure(s) or for any decision based upon it.
Specific material contained within this website or any related brochure(s) is based on our current understanding of current & draft legislation as at 2 March 2015. It is a broad summary and cannot cover every nuance. You should not take, or refrain from taking, any action based on this information. Tax treatment can change and depends on your circumstances. Unless stated otherwise, all figures apply to the 2014/15 tax year. Please remember, taking money out of a pension will impact standards of living in retirement. This information, like our service is not personal advice. If you are unsure an investment is right for you, contact us and we can put you in touch with an advisor. The value of investments can fall as well as rise so you may get back less than you invest.
What you do with your pension is an important decision. Therefore, we strongly recommend that you fully understand your options. We offer a range of information to help you and independent financial advice if you are still unsure. Alternatively, Pension Wise, the Government’s new pension guidance service, is due to launch shortly providing a free impartial service to help you understand your options at retirement. You will be able to access the service online, over the telephone and face to face. Further details are now available at www.pensionwise.gov.uk.
Non-Advice Disclosure
Ten Consultancy Services are not Independent Financial Advisors and acts only as an Introducer to companies who offer Independent Financial Advice on pensions and other related financial products. The company does not hold licenses to offer advice on most financial products, including pension transfers. Ten Consultancy Services  does not constitute financial or tax advice nor does the company purport to provide financial or tax advice in any respect. Such advice is a process that recommends a course of action based upon the specifics of your personal circumstances, so where appropriate and if requested or required we can arrange for such a service to be provided to you. This company therefore provides general financial information only. Ten Consultancy Services is not regulated by the Financial Conduct Authority to give advice.